The Leader - August 30 2012 Public Notices

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on April 19, 2007, by Omar Assaf and Donna Wesner Assaf aka Donna Assaf to Lincoln Hodges, Trustee, for the benefit of Mortgage Electronic Registration Systems, Inc. acting solely as nominee for First Horizon Home Loan Corporation d/b/a First Tennessee Home Loans and appearing of record in Register’s Office of Tipton County, Tennessee, in Book 1341, Page 688; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Fannie Mae (“Federal National Mortgage Association”) and WHEREAS, Fannie Mae (“Federal National Mortgage Association”), as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, September 13, 2012, commencing at 10:00 am at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:

Being Lot NO. 5-B of Green Fields Subdivision, as recorded at plat Cabinet D, slide 102-B in the Register’s Office of Tipton County, Tennessee, and being more particularly described as follows: Beginning at a point in the southeast line of Culbreath road, said point being a common corner of Lots 5A and 5B; thence northeastwardly along said southeast line a distance of 131.08 feet to a point; thence northeastwardly a distance of 73.33 feet to a point in the northeast boundary line of the subdivision; thence southeastwardly along said northeast line a distance of 652.88 feet to a point; thence southwestwardly a distance of 125.0 feet to a corner of Lot 5A; thence northwestwardly along the line dividing lots 5A and 5B a distance of 630.62 feet to the point of beginning and containing 2.424 acres, more or less. According to survey of Charles F. Campbell, TN R.L.S. No. 1827, 1023 S. Yates, Suite 201, Memphis, Tennessee 38119, dated January 3, 1997. Being the same property conveyed to Omar Assaf and Wife, Donna Wesner Assaf, by warranty Deed of record in Book 946, Page 178 in said Register’s Office.

PROPERTY ADDRESS: 255 Culbreath Road, Covington, TN 38019

CURRENT OWNER(S): Omar Assaf and Donna Wesner Assaf aka Donna Assaf

SUBORDINATE LIENHOLDERS: SunTrust Bank, Wholesale Unlimited, Adel Elrafei For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1).

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

NATIONWIDE TRUSTEE SERVICES, INC.

400 Northridge Road Suite 700- MC- 7 Suite 1100

Sandy Springs, Georgia 30350 404-417-4040

File No.: 1309812

Web Site: www.JFLegal.com

Insertion Dates: 08/16/2012, 08/23/2012, 08/30/2012

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated AUGUST 28, 2009, executed by LESA C. JOYNER (A/K/A LESA CAROLE JOYNER), UNMARRIED, to MONTE CONNELL, Trustee, of record in RECORD BOOK 1450, PAGE 235, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN MORTGAGE SERVICES, INC., in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to U.S. BANK NATIONAL ASSOCIATION, the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, SEPTEMBER 6, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE:

BEGINNING AT A POINT IN THE NORTH RIGHT OF WAY OF 59 HIGHWAY, 30 FEET FROM CENTER, SAID POINT BEING THE SOUTHEAST CORNER OF POOLE AS RECORDED IN DEED BOOK 473, PAGE 176, OF THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, SAID POINT BEING THE SOUTHEAST CORNER OF THE FOLLOWING DESCRIBED TRACT; THENCE N 83 DEGREES W, 669.00 FEET ALONG THE NORTH RIGHT OF WAY OF 59 HIGHWAY TO A POINT BEING THE INTERSECTION OF A POWER LINE AND THE NORTH RIGHT OF WAY OF 59 HIGHWAY; N 23 DEGREES 02’ 02’’ E, 1022.07 FEET WITH A NEW LINE ACROSS POOLE, SAID LINE ALSO BEING THE CENTER OF A POWERLINE, TO AN IRON PIN SET; THENCE N 80 DEGREES 12’ 52’’ E, 369.39 FEET ALONG THE NORTH LINE OF POOLE TO A CORNER POST FOUND; THENCE S 05 DEGREES 15’ 44’’ W, 1089.49 FEET ALONG POOLE’S EAST LINE, AN EXISTING FENCE, TO THE POINT OF BEGINNING.

BEING THE SAME PROPERTY CONVEYED TO LESA C. JOYNER, BY DEED DATED AUGUST 28, 2009 OF RECORD IN RECORD BOOK 1450, PAGE 233, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 5310 HIGHWAY 59 WEST, COVINGTON, TENNESSEE 38019.

MAP 039 PARCEL 025.03

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 14, 2012. This is improved property known as 5310 HIGHWAY 59 WEST, COVINGTON, TENNESSEE 38019.

J. PHILLIP JONES SUBSTITUTE TRUSTEE

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

F12-0599

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on March 28, 2002, by William Carter and Susan Carter to H. Ray Beliles, Trustee, for the benefit of Crossmann Mortgage Corporation and appearing of record in Register’s Office of Tipton County, Tennessee, in Book 996, Page 384; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PNC Bank, National Association and

WHEREAS, PNC Bank, National Association, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

PROPERTY ADDRESS: 78 Friendship Circle, Mason, TN 38049

CURRENT OWNER(S): William Carter and Susan Carter

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.” For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1).

NATIONWIDE TRUSTEE SERVICES, INC.

400 Northridge Road Suite 700- MC- 7 Suite 1100

Sandy Springs, Georgia 30350 404-417-4040

File No.: 1400412

Web Site: www.JFLegal.com

Insertion Dates: 08/16/2012, 08/23/2012, 08/30/2012

Notice to Creditors

Case Number 84CH1-2012-PR-3038

Estate of Irene Gabbard McGill, deceased

Notice is hereby given that on August 6 of 2012 letter testamentary (or of administration as the case may be) in respect of the estate of Irene Gabbard McGill, who died July 17, 2012, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least (60) days before date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or

(2) Twelve (12) months from the dependent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Carolyn Fay McGill Meton

Executrix

Judy Billings, Clerk and Master

1801 S. College St., Suite 110

Covington, TN 38019

16aug2wp

ORDER OF PUBLICATION

No. 29927 IN THE CHANCERY COURT OF TIPTON COUNTY, TENNESSEE

HARRY WAYNE HUTCHISON, JR.

Plaintiff

VS.

MELANNIE GARCIA HUTCHISIN

Defendant

It appearing from the sworn Complaint for Absolute Divorce filed in this cause, that

the whereabouts of the Defendant, Me1annie Garcia Hutchison, are unknown and cannot

be ascertained upon diligent inquiry.

It is therefore ordered that Defendant, Melannie Garcia Hutchison make her appearance

at the Chancery Court of Tipton County, Tennessee, 1801 South College, Covington,

Tennessee on Thursday, the lSI day of November, 2012, at 9:00 a.m., and answer

Plaintiffs’ Complaint for Absolute Divorce or the same will be taken as confessed as to

Defendant and this cause proceeded with ex parte, and that a copy of this order be

published once a week for four consecutive weeks in The Leader published in Covington,

Tipton County, Tennessee.

This 9 day of August, 2012.

Chancery Court of Tipton County

Judy Bllings

Clerk and Master

Richard McFall

Attorney for Plaintiff

118 West Pleasant Ave.

Covington, TN 38019

901-475-6735

09aug4wp

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 16, 2007, executed by RANDY DRESCHER, A MARRIED MAN AND LINDA DRESCHER, conveying certain real property therein described to ROBERT M WILSON, JR as same appears of record in the Register’s Office of Tipton County, on March 9, 2007, as Instrument No. 100869, in Book 1329, at Page 640; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, who is now the owner of said debt; and

WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale.

WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 13, 2012, 11:00 AM at the Tipton County courthouse door where the foreclosure sales are customarily held At the Tipton County Courthouse, Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:

LOT 113, WEST ROAD, SECTION F, SUBDIVISION, AS SHOWN ON PLAT OF RECORD IN PLAT CABINET C, SLIDE 30, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. PARCEL#144-008.18

PROPERTY ADDRESS: The street address of the property is believed to be 195 COMANCHE DRIVE, MILLINGTON, TN 38053.

In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): RANDY DRESCHER

OTHER INTERESTED PARTIES: LINDA DRESCHER

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

RECONTRUST COMPANY, N.A.,

Substitute Trustee

2380 Performance Dr, TX2-984-0407

Richardson, TX 75082

Tel: (800) 281-8219

Fax: (866) 681-5002

Registered Agent:

CT Corporation System

800 South Gay Street, Suite 2021

Knoxville, TN 37929

Tel: (865) 342-3522

TS#: 12-0040468

FEI # 1006.165424

08/23/2012, 08/30/2012, 09/06/2012

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured by that certain Real Estate Deed of Trust for Tennessee executed on February 7, 1986, by Pauline P. Grant, a single person to Johnny V. Crow, Trustee, as same appears of record in the Register’s Office of Tipton County, Tennessee in Book 549, Page 307, recorded February 7, 1986, (“Deed of Trust”); and

WHEREAS, the beneficial interest of said Deed(s) of Trust is the United States of America, acting by and through the United States Department of Agriculture (“USDA”); and

WHEREAS, USDA, the current owner and holder of said Deed(s) of Trust appointed Arlisa Armstrong as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed(s) of Trust; and

NOW THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed(s) of Trust by USDA, and Arlisa Armstrong as Substitute Trustee, or duly appointed agent, pursuant to the power, duty, and authorization in and conferred by said Deed(s) of Trust, will on Wednesday, September 12, 2012 commencing at 10:00 A.M. at the north door at the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest bidder either for cash or 10 percent of the high bid price as a non-refundable deposit with balance due within ten (10) days of sale, (and if such balance goes unpaid, USDA will retain the deposit and re-foreclose) the following described property lying and being in the 1st Civil District in Tipton County, Tennessee to wit:

Being Lot No. 10 of Town Creek Subdivision, Section B, as shown in Plat Cabinet B, Slide 5 of the Tipton County Register’s Office to which reference is made for more particular description of said Lot No. 10. Being subject to the subdivision restrictions of Town Creek Subdivision, Section B, of record at Plat Cabinet B, Slide 5 of the Tipton County Register’s Office.

Being the same property conveyed by R. L. Coulston & Sons, Inc. to Pauline P. Grant, by deed of record in Deed Book 545, Page 228, in the said Register’s Office.

PROPERTY ADDRESS: 798 Peeler Rd Covington TN 38019

CURRENT OWNERS: Pauline P. Grant

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed(s) of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

Publication Dates: 08/23/12, 08/30/12 and 09/06/12

Arlisa Armstrong

Substitute Trustee

85G Stonebrook Place

Jackson, TN 38305

http//www.resales.usda.gov

Notice to Creditors

Case Number 84CH1-2012-PR-3040

Estate of Jimmy D. Gilbert, deceased

Notice is hereby given that on August 16 of 2012 letter testamentary (or of administration as the case may be) in respect of the estate of Jimmy D. Gilbert, who died August 1, 2012, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be barred:

(2) Twelve (12) months from the dependent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Shirley Gilbert Johnson

Donald K. Holsinger, Sr.

Co-Administrators

Judy Billings, Clerk and Master

1801 S. College St., Suite 110

Covington, TN 38019

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Notice to Creditors

Case Number 84CH1-2012-PR-3041

Estate of Ernest Ray Campbell, deceased

Notice is hereby given that on August 16 of 2012 letter testamentary (or of administration as the case may be) in respect of the estate of Ernest Ray Campbell, who died July 11, 2012, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be barred:

(2) Twelve (12) months from the dependent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Douglas R. Campbell

Administrator

Judy Billings, Clerk and Master

1801 S. College St., Suite 110

Covington, TN 38019

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Notice to Creditors

Case Number 84CH1-2012-PR-3039

Estate of James Henry Pollock, deceased

Notice is hereby given that on August 13 of 2012 letter testamentary (or of administration as the case may be) in respect of the estate of James Henry Pollock, who died July 23, 2012, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be barred:

(2) Twelve (12) months from the dependent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Billy Wayne Burrough

James C. Atkins

Co-Executors

Judy Billings, Clerk and Master

1801 S. College St., Suite 110

Covington, TN 38019

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SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated DECEMBER 29, 1997, executed by JON W. HALL, II (A/K/A JON WAYNE HALL, II) AND MELISSA J. HALL, HUSBAND AND WIFE, to MONTE S. CONNELL, Trustee, of record in RECORD BOOK 816, PAGE 490, for the benefit of AMERICAN MORTGAGE SERVICES, INC., in the Register’s Office for TIPTON County, Tennessee, and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TRANS FINANCIAL MORTGAGE CORPORATION; the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO TRANS FINANCIAL MORTGAGE CORPORATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, OCTOBER 3, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE, IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE:

LOT 44, KINCAID ESTATES SUBDIVISION AS SHOWN ON PLAT OF RECORD IN PLAT CABINET C, SLIDE 45 IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY.

BEING THE SAME PROPERTY CONVEYED TO JON W. HALL, II AND MELISSA J. HALL, HUSBAND AND WIFE, BY DEED DATED DECEMBER 29, 1997 OF RECORD IN RECORD BOOK 816, PAGE 488, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE.

ALSO BEING THE SAME PROPERTY CONVEYED FROM JON W. HALL, II TO MELISSA J. HALL, BY QUITCLAIM DEED DATED FEBRUARY 22, 2011 OF RECORD IN RECORD BOOK 1505, PAGE 899, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 569 KINCAID DRIVE, MUNFORD, TENNESSEE 38058 (A/K/A 569 KINCAID DRIVE, ATOKA, TENNESSEE 38004).

MAP 145D GROUP B CONTROL MAP 144A PARCEL 001.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET.

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 27, 2012. This is improved property known as 569 KINCAID DRIVE, MUNFORD, TENNESSEE 38058 (A/K/A 569 KINCAID DRIVE, ATOKA, TENNESSEE 38004).

J. PHILLIP JONES SUBSTITUTE TRUSTEE

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

F12-0683

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 9, 2007, executed by TY V. CANADAY AND LAURA H. CANADAY HIS WIFE AS TENANTS BY ENTIRETY, conveying certain real property therein described to ROBBIE L. MCLEAN as same appears of record in the Register’s Office of Tipton County, on February 19, 2008, as Instrument No. 113915, in Book 1383, at Page 628; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale.

WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 20, 2012, 11:00 AM at the Tipton County courthouse door where the foreclosure sales are customarily held at the Tipton County Courthouse, Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:

THE FOLLOWING DESCRIBED REAL ESTATE LYING AND BEING IN THE 6TH CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE, AND THUS DESCRIBED: BEING LOT 54 OF WOODLAWN SUBDIVISION, SECTION D, PLAT OF WHICH IS OF RECORD AT PLAT CABINET C, SLIDE 74, OF THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. PARCEL# 081-042.00

PROPERTY ADDRESS: The street address of the property is believed to be 500 MELANIE LANE, MUNFORD, TN 38058. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): TY V. CANADAY

OTHER INTERESTED PARTIES: LAURA H. CANADAY AND DISCOVER BANK ISSUER OF DISCOVER CARD

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

RECONTRUST COMPANY, N.A.,

Substitute Trustee

2380 Performance Dr, TX2-984-0407

Richardson, TX 75082

Tel: (800) 281-8219

Fax: (866) 681-5002

Registered Agent:

CT Corporation System

800 South Gay Street, Suite 2021

Knoxville, TN 37929

Tel: (865) 342-3522

TS#: 12-0057443

FEI # 1006.165893

08/30/2012, 09/06/2012, 09/13/2012

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on Thursday, September 20, 2012, at 12:00 noon at the North entrance of the Tipton County Courthouse, Covington, TN pursuant to Deed of Trust executed by Jerry A. Biggs and Margaret B. Biggs to Charles M. Ennis, Trustee, recorded at Book 1123, Page 897 and conducted by Clifton E. Darnell, Substitute Trustee, all of record in the Tipton Co. Register’s Office.

Owner of Debt: Patriot Bank

The following real estate located in Tipton Co., TN will be sold to the highest cash bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Beginning at the northeast corner of the Robert Harrison property as recorded in Deed Book 545, Page 341, also being the northwest corner of the Marlene M. Britton property as recorded in Deed Book 513, Page 506, and located in the centerline of Tipton-Bethel Road; thence northwestwardly along the centerline of Tipton Bethel Road, N 83 57’ 52” W, 600 feet to the northwest corner of Robert Harrison, also being the “TRUE POINT OF BEGINNING” of the following 13.48 acre partition; thence southeastwardly along the west line of Robert Harrison, also being the east line of said partition, S 02 30’ 00” E, 1468.14 feet to a found iron being the southwest corner of Robert Harrison, also being the southeast corner of this 13.48 acre partition; thence northwestwardly along the south line of said partition, N 83 57’ 52” W, 150.00 feet to a set iron being the southwest corner of said partition; thence northwestwardly along the west line of said partition, N 20 28’ 43” W, 1628.66 feet to the northwest corner of said partition being the intersection of the centerline of Tipton-Bethel Road and the centerline of Mead Lake-Grove Springs Road; thence southeastwardly along the centerline of Tipton-Bethel Road (having a 60 foot r.o.w), S 83 29’ 17” E, 659.18 feet to the point of beginning and containing 13.48 acres. Also commonly known as: 2689 Tracy Road, Atoka, TN. Parcel ID: 07-144-009.03 and 07-144-009.12

Owner(s) of Properties:Jerry A. Biggs and Margaret B. Biggs

All right and equity of redemption, statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned, will sell and convey only as Substitute Trustee.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

Clifton E. Darnell, Substitute Trustee

2820 Summer Oaks Dr., Bartlett, TN 38134

Publication dates:August 30, September 6 and September 13, 2012

SUCCESSOR TRUSTEE’S SALE

Default having been made in the payment of the debts and obligations secured to be paid in a certain Deed of Trust executed on July 7, 2000 by Johnnie Bacon and Patricia A. Bacon to Thomas D. Forrester, Trustee as same appears of record in the Office of the Register of Tipton County, Tennessee in Book 906, Page 801, the beneficiary being InSouth Bank. Subsequently STONE, HIGGS & DREXLER, P.C. was appointed successor trustee in Book 1501, Page 706; and the owner of the debt secured having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that Stone, Higgs & Drexler, P.c. will on Friday, September 21, 2012 commencing at 10:00 a.m. at the north door of the Courthouse, Covington, Tipton County, Tennessee, and proceed to sell at public outcry to the highest and best bidder for cash, the following described property to wit:

Lying and being in the 1st Civil District of Tipton County, Tennessee, and thus described:

Being Lot No. 27 of Town Creek Subdivision, Section C, plat of which is recorded in Plat Cabinet C, Slide 8 of the Register’s Office of Tipton County, Tennessee to which reference is made for a more particular description of said property.

Property address: 743 Town Creek Road, Covington, Tennessee

Tax Parcel No. 025J-E-026.00

This sale is subject to 2011 city and county taxes. This sale will erase the junior mortgage dated May 1, 2001, the original beneficiary being Citifinancial, Inc., recorded in Book 940, Page 45 of the Tipton County Register’s Office.

All right and equity of redemption, Statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but Stone, Higgs & Drexler, P.C. will sell and convey only as successor trustee.

The sale date and time may be adjourned and rescheduled, without additional newspaper publication, within one year from the originally scheduled date, by announcement at the date, time and place of the new postponement date and time in accordance with T.C.A. 35-5-101.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

STONE, HIGGS & DREXLER, P.C.,

Successor Trustee

By: Roger A. Stone, President

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on February 23, 2007, by Remma Elam aka Lynn Elam to Rick J. McCreadie, Trustee, for the benefit of Mortgage Electronic Registration Systems, Inc. as sole nominee for New Federal Savings Bank and appearing of record in Register’s Office of Tipton County, Tennessee, in Book 1329, Page 772; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to LPP Mortgage and

WHEREAS, LPP Mortgage, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, September 20, 2012, commencing at 10:00 am at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:

Beginning at the Northwest corner of the Robert E. Channell property as recorded in Deed Book 559, Page 106, which this 3.20 acre partition is a part, also being the Southwest corner of Charles J. Channell (559/108) and being in the centerline of Marshall Road; thence in a Southeastwardly direction, along the North line of Robert E. Channell and the south line of Charles J. Channell, S 82 degrees 00 minutes 39 seconds E, 1020.29 feet to the northeast corner of Robert Channell, also being the southeast corner of Charles Channell and being in a west line of Dr. W.M. Abernathy (178/596); thence in a Southwestwardly direction, along the east line of Channell and the line of Abernathy, S 02 degrees 37 minutes 38 seconds W, 140.16 feet to the Southeast corner of this partition; thence in a Northwestwardly direction, along the south line of the partition, N 82 degrees 00 minutes 39 seconds W 977.74 feet to the Southwest corner of this partition and being in the centerline of Marshall Road; thence in a northwestwardly direction, along the centerline of said road, N 13 degrees 45 minutes 10 seconds W, 150.23 feet to the point of beginning and containing 3.20 acres, more or less. However there is excepted from the above described survey all that portion occupied by the R.O.W. of Marshall Road. For source of Title see deed recorded at Book 1044, Page 870, in the Register’s Office, Tipton County, Tennessee. Less and Except the following described real estate: Lot 1: Description of a 1.00 acre parcel that is part of Florence Earline Elam’s 3.20 acre tract recorded in Deed Book 629, Page 207, in the Register’s Office, lying on the East side of Marshall Road, in the Seventh Civil District of Tipton County, Tennessee, being more particularly described as follows: Commencing at the Southwest corner of Florence Earline Elam’s 3.20 acre tract recorded in Deed Book 629, Page 207, of which this partition is a part, said point being the centerline of Marshall Road; thence South 81 degrees 58 minutes 02 seconds East, 32.52 feet along Elam’s south line to an iron pin set on the east R.O.W. line of Marshall Road, said point being the true point of beginning; thence North 14 degrees 39 minutes 57 seconds West, 150.23 feet along said R.O.W. line to an iron pin set; thence South 82 degrees 00minutes 39 seconds East, 313.94 feet along Elam’s North line and the South line of Charles Channel (DB559, PG108) to an iron pin set; thence South 14 degrees 39 minutes 57 seconds East, 150.49 feet along the East line of this partition to an iron pin set; thence North 81 degrees 58 minutes 02 seconds West, 314.04 feet along Elam’s South line and the North line of James Fleming (DB 629, PG 212) to the Point of Beginning, encompassing 1.00 acre of land, by calculation. According to survey of Raymond E. Pittman, Surveyor, Tennessee License No. 1414, P.O. Box 1218, Munford, Tennessee 38058 Being the same property conveyed to Lynn Elam by Quitclaim Deed from James L. Fleming and wife, Barbara E. Fleming of record in Book 1238, Page 771-772 Register’s Office for Tipton County, Tennessee, dated July 18, 2005, and recorded October 24, 2005. Being the same property conveyed to James L. Fleming and wife, Barbara Fleming by Warranty Deed from Shirley Carolyn Boyd, Martha Marie Boyd, Joseph Earl Elam, Joyce Ann MaHarry, Deloris Fowler, Lynn Elam and Barbara Ellen Fleming of record in Book 1044, Page 870 Register’s office for Tipton County, Tennessee, dated 12/08/2000, recorded 1/24/2003. This is improved property known as 3416 Marshall Road, Munford, Tennessee, 38058. Map and Parcel 1238/771

PROPERTY ADDRESS: 3416 Marshall Road, Munford, TN 38058

CURRENT OWNER(S): Remma Elam aka Lynn Elam

NATIONWIDE TRUSTEE SERVICES, INC.

400 Northridge Road Suite 700- MC- 7 Suite 1100

Sandy Springs, Georgia 30350

404-417-4040

File No.: 1517312

Web Site: www.JFLegal.com

Insertion Dates: 08/30/2012,09/06/2012,09/13/2012

Notice to Creditors

Case Number 84CH1-2012-PR-3042

Estate of Sarah W. Gordon, deceased

Notice is hereby given that on August 20 of 2012 letter testamentary (or of administration as the case may be) in respect of the estate of Sarah W. Gordon, who died July 21, 2012, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be barred:

(2) Twelve (12) months from the dependent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Lawrence Wooten Gordon

Mary Emilie Gordon McGill

Co-Executors

Judy Billings, Clerk and Master

1801 S. College St., Suite 110

Covington, TN 38019

30aug2wp

Notice to Creditors

Case Number 84CH1-2012-PR-3043

Estate of Mary Frances Morris, deceased

Notice is hereby given that on August 20 of 2012 letter testamentary (or of administration as the case may be) in respect of the estate of Mary Frances Morris, who died August 4, 2012, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be barred:

(2) Twelve (12) months from the dependent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

Larry Warf

Donna Cochran

Co-Executors

Judy Billings, Clerk and Master

1801 S. College St., Suite 110

Covington, TN 38019

30aug2wp

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