This Week's Legals

October 16, 2014


NOTICE OF SUBSTITUTE TRUSTEE'S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2006, executed by LAKESHA L CHANEY AND VAN CHANEY, conveying certain real property therein described to T. LARRY EDMONDSON`S OFFICE, as Trustee, as same appears of record in the Register's Office of Tipton County, Tennessee recorded November 13, 2006, in Deed Book 1309, Page 902; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Morgan Stanley Home Equity Loan Trust 2007-1, Mortgage Pass-Through Certificates, Series 2007-1 who is now the owner of said debt; and

WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 30, 2014 at 11:00 AM at the North Entrance of the Tipton County Courthouse , located in Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Tipton County, Tennessee, to wit:

ALL THAT PARCEL OF LAND IN TIPTON COUNTY, STATE OF TENNESSEE, AS MORE FULLY DESCRIBED IN DEED BOOK 862. PAGE 616, ID# 138BB023, BEING KNOWN AND DESIGNATED AS LOT 54, RICHLAND HILLS PHASE 2, FILED IN PLAT BOOK E, PAGE 109, 110. Parcel ID: 138B-B-023.00

PROPERTY ADDRESS: The street address of the property is believed to be 151 HARMONY DRIVE EAST, MASON, TN 38049. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): LAKESHA L CHANEY AND VAN CHANEY

OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THI

S LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #73559: 2014-10-02 2014-10-09, 2014-10-16


SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 2, 2013, executed by HELEN J BURSE SINGLE WOMAN, to JOHN C. CLARK, Trustee, of record in RECORD BOOK 1585, PAGE 330, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRST STATE BANK, in the Register's Office for TIPTON County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register's Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY; the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on TUESDAY, NOVEMBER 13, 2014 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE:

LOT 16, STRONG SUBDIVISION, SECTION B, AS RECORDED IN PLAT CABINET A, SLIDE 170, IN THE TIPTON COUNTY REGISTER'S OFFICE TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULARLY DESCRIPTION OF SAID PROPERTY.

SUBJECT TO SUBDIVISION RESTRICTIONS, BUILDING LINES AND EASEMENTS AT PLAT CABINET A, SLIDE 170, AND AMENDMENTS TO RESTRICTIONS AT BOOK 565, PAGE 313 IN THE TIPTON COUNTY REGISTER'S OFFICE.

SEE DECLARATION OF RESTRICTIVE COVENANTS OF RECORD IN RECORD BOOK 1585, PAGE 341, IN THE REGISTER'S OFFICE OF TIPTON COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO HELEN J BURSE, A SINGLE PERSON, BY WARRANTY DEED DATED APRIL 2, 2013 OF RECORD IN RECORD BOOK 1585, PAGE 328, IN THE REGISTER'S OFFICE OF TIPTON COUNTY, TENNESSEE.
THIS IS IMPROVED PROPERTY KNOWN AS 118 LAVERN ST, ATOKA, TENNESSEE 38004.

MAP 097O GRP B PARCEL 004.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: THE FEDERAL HOME LOAN BANK OF CINCINNATI

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, October 7, 2014. This is improved property known as 118 LAVERN ST, ATOKA, TENNESSEE 38004.

J. PHILLIP JONES/JESSICA D. BINKLEY, Substitute Trustee
1800 HAYES STREET
NASHVILLE, TN 37203
(615) 254-4430
www.phillipjoneslaw.com
F14-0629

NOTICE OF
FORECLOSURE SALE
STATE OF TENNESSEE,
TIPTON COUNTY

WHEREAS, John E. Evans III and Cammy L. Evans executed a Deed of Trust to Ameriquest Mortgage Company, Lender and Wesley D. Turner, Trustee(s), which was dated January 23, 2004 and recorded on February 3, 2004, Book 1119, Page 800, Tipton County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust, (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 28, 2014, at 12:00PM at the usual and customary location at the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:

Description of a 5.00 acre partition of the N & S Investments property as being referenced in Record Book 846/Page 95. Said property being located along the North side of Robertson Road and situated in the Ninth Civil District of Tipton County, Tennessee.

Beginning at a set iron rod & steel witness post in the North right-of-way of Robertson Road (60 foot total width) being the Southwest corner of the N & S Investments property as being reference in Record Book 846/Page 95 which this partition is a part, said stake also being located in an East line of Erbert Chrenshaw et ux (218/290);

Thence in a northeastward direction along a South line of N & S Investments, also being the North right-of-way of Robertson Road the following two (2) courses:

N 86 deg 51' 35" E 577.49 feet to an angle point; thence N 85 deg 10' 06" E 367.66 feet to a set iron rod & steel witness post being the "True" point of beginning and the Southwest corner of the herein described partition;

Thence in a northwestward direction along the West line of this partition, N 01 deg 53' 08" W 912.51 feet to a set iron rod & steel witness post in a North line of N & S Investments being the Northwest corner of the herein described partition, said stake also being located in the South line of Nadine Cookston (380/336);

Thence in a northeastward direction along a North line of N & S Investments and the North line of this partition, also being the South line of Cookston, the following two (2) courses:

N 87 deg 00' 48" E 117.73 feet to an angle point being located a 40 inch sweetgum tree; thence N 85 deg 44' 23" E 121.46 feet to a set iron rod & steel witness post being the Northeast corner of this herein described partition;

Thence in a southeastward direction along the East line of this partition, S 01 deg 53' 08" E 911.06 feet to a set iron rod in a South line of N & S Investments and the North right-of-way of Robertson Road being the Southeast corner of this herein described partition;

Thence in a southwestward direction along a South line of N & S Investments and the South line of this partition, also being the North right-of-way Robertson Road, the following two (2) courses:

S 86 deg 03' 03" W 230.46 feet to an angle point; thence S 85 deg 10' 06" W 8.75 feet to the "True" point of beginning and containing 5.00 acres by computation.

Being a portion of the same property conveyed to grantors at Book 846, Page 95 of the Tipton County Register's Office.

The instrument constituting source of the borrower's interest in the foregoing described property was a Warranty Deed recorded in 904, Page 131, Register's Office of Tipton County, Tennessee

Parcel ID Number: 100 009.06
Address/Description: 592 Robertson Road, Mason, TN 38049.
Current Owner(s): John E. Evans, III and Cammy L. Evans.
Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.


Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
277 Mallory Station Road
Suite 115
Franklin, TN 37067
PH: 615-550-7697 FX: 615-550-8484
File No.: 14-08825
2oct3w 


SUBSTITUTE
TRUSTEE'S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on August 30, 2004, by Brenda M. King and Norman F. King, Sr. to Katie Winchester, Trustee, for the benefit of First Citizens National Bank and appearing of record in Register's Office of Tipton County, Tennessee, in Book 1160, Page 146; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America and WHEREAS, Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America, as the holder of the Note for which debt is owed, ("Note Holder"), appointed the undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or to be filed for record in the Register's Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Priority Trustee Services of TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, October 30, 2014, commencing at 10:00 a.m. at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: Lying and being in the Second Civil District of Tipton County, Tennessee, and thus described: Beginning at an iron pin the northeast corner of lot described, said pin being south 1-3/4 degrees east 326 feet from the northeast corner of the A.L. Smith 15.17 acre tract of which this survey is a part, and in the center of the Melrose blacktop road; thence south 88 degrees west 250 feet to an iron stake the northwest corner of lot described, said line passing an iron stake on the west bank of the road at 24 feet; thence south 1-3/4 degrees east 174 feet to an iron stake the southwest corner of lot described; thence north 88-1/4 degrees east 250 feet to an iron pin in the center of the Melrose blacktop road, said line passing an iron stake on the west bank of the road at 220 feet; thence with said road north 1-3/4 degrees west 174 feet to the beginning, containing 1.0 acre. However, there is excepted out of the above all that part occupied by the Melrose Road as its right of way. Being the same property conveyed unto grantors by deed of record in Book 1160, Page 144, Register's Office of Tipton County, Tennessee. PROPERTY ADDRESS: 1817 Dawson Road, Brighton, TN 38011 CURRENT OWNER(S): Brenda M. King and Norman F. King, Sr. The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold "as is, where is." For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 File No.: 1R211514 Web Site: www.rcolegal.com TS#: 1R211514 FEI # 2013.01594 10/02/2014, 10/09/2014, 10/16/2014


NOTICE OF
FORECLOSURE SALE
STATE OF TENNESSEE,
TIPTON COUNTY

WHEREAS, Cynthia D. J. Angel executed a Deed of Trust to First Citizens National Bank, Lender and Katie Winchester, Trustee(s), which was dated August 31, 2005 and recorded on September 6, 2005, Book 1228, Page 351, Tipton County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 28, 2014, at 12:00PM at the usual and customary location at the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:

Description of a 0.33 acre tract being Lot 6 of Shannon Lane Subdivision revised as recorded at Plat Book 2, Page 35, said property situated in the 6th Civil District of Tipton County and located at the Northwest corner of Shannon Lane and West Drive.

Beginning at a found iron on the North R.O.W. line of Shannon Lane (30 foot total R.O.W.) being the Southwest corner of Lot 6 of Shannon Lane Subdivision revised as recorded at Plat Book 2, Page 35, also being being the Southeast corner of Lot 5 of said subdivision; thence in a northwesterly direction along the West line of Lot 6 and East line of Lot 5, N 70 deg. 15' 00" W, a called distance of 119.26 feet, but a measured distance of 116.91 feet to the Northwest corner of Lot 6 and the Northeast corner of Lot 5, also being in the South line of Lot 8 of said subdivision; thence in a northeasterly direction along the North line of Lot 6 and the South line of Lot 8 and Lot 7 of said subdivision, N 68 deg. 47' 13" E a called and measured distance of 138.50 feet to the Northeast corner of Lot 6, also being the Southeast corner of Lot 7, also being in the West R.O.W. line of West Drive (50 foot total R.O.W.); thence in a southeasterly direction along the West R.O.W. line of West Drive and the East line of Lot 6, S 03 deg. 45' 48", a called distance of 125.00 feet, but a measured distance of 123.68 feet to the Southeast corner of Lot 6 being the intersection of the West R.O.W. line of West Drive with the North R.O.W. line of Shannon Lane; thence in a southwesterly direction along the North R.O.W. line of Shannon Lane and a South line of Lot 6, S 69 deg. 30' 00" W, a called and measured distance of 109.50 feet to the point of beginning and containing 0.33 acres, more or less.

However, there exists a 6 foot wide strip of a 12 foot wide utility easement running adjacent and parallel to the North line of Lot 6 of said subdivision as shown on plat of survey.

However, this conveyance is made subject to the subdivision restrictions of Revised Plat of Shannon Lane Subdivision as recorded in Plat Book 2, Page 35 of the Register's Office of Tipton County, Tennessee.

Being the same property conveyed to grantor(s) herein at Book 1228 Page 349 of the Tipton County Register's Office.

Parcel ID Number: 112C B 020.00
Address/Description: 16 Shannon Avenue, Munford, TN 38058.
Current Owner(s): Cynthia D.J. Angel.
Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.


Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
277 Mallory Station Road
Suite 115
Franklin, TN 37067
PH: 615-550-7697 FX: 615-550-8484
File No.: 14-19529




Notice to creditors

Notice is hearby given that on September 25 of 2014 letters of testamentary (or of administration as the case may be) in respect to the estate of Herman Howard Lindley, who died on June 30, 2014, were issues to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against this estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixth (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent's date of death.

All person's indebted to the above estate must come forward and make proper settlement with the undersigned at once.

Judy s. lindley
administratrix

virginia gray, clerk and master
1801 s. college street, suite 11o, covington, tn 38019

02oct2wp


SUBSTITUTE TRUSTEE'S SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed December 14, 2001 by Emidio Hernandez, a married person, Gilberta Sanches, his wife to Monte S. Connell, as Trustee, as same appears of record in the office of the Register of Tipton County, Tennessee, in Record Book 977 Page 556 and Re-recorded in Record Book 1102 Page 271, and the undersigned having been appointed Substitute Trustee by instrument recorded in Record Book 1605, Page 519, in the said Register's Office, and the owner of the debt secured, U.S. BANK NATIONAL ASSOCIATION, as trustee for the SROF-2013-S3 REMIC Trust I, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, November 13, 2014 commencing at 10:00 AM, at the Front (North) Door of the Courthouse, Covington, Tipton County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, towit:

Situated in County of Tipton, State of Tennessee.

Lot 8, Forrest Hill Golf Course Subdivision, as shown on record in Plat Cabinet D, Slide 125, in the Register's Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said property.

The United States Internal Revenue Service has filed liens on all property belonging to Emidio Hernandez as follows: Serial Number 356913507 recorded in Lien Book 17, Page 265, dated April 6, 2007; Serial Number 358444107 recorded in Lien Book 17, Page 272, dated April 13, 2007; Serial Number 632279010 recorded in Lien Book 18, Page 183, dated March 8, 2010; Serial Number 684490710 recorded in Lien Book 18, Page 334 dated August 2, 2010; Serial Number 793297911 recorded in Lien Book 19, Page 36 dated June 14, 2011 as recorded in the Tipton County Register's Office, Covington, Tennessee. Timely notice has been given by the undersigned Substitute Trustee to the Internal Revenue Service by Certified Mail as required by 26 USC Section 7425(b).

The sale of this property will be subject to the right of the United States to redeem the said property under the provisions of 26 USC Section 7425(d)(1).

The State of Tennessee (Department of Revenue) has filed a lien on all property belonging to Emidio Hernandez d/b/a Hernandez Masonry in Lien Book 19, Page 533, dated January 31, 2014 as recorded in the Tipton County Register's Office, Covington, Tennessee. Timely notice has been given by the undersigned Substitute Trustee to the State of Tennessee (Department of Revenue) by Certified Mail as required by T.C.A. § 67-1-1433(b)(1).

The sale of this property will be subject to the right of the State Of Tennessee to redeem the said property under the provisions of T.C.A. § 67-1-1433(c)(1).

Tax Parcel ID: 114L-A-008.00

Property Address: 64 Carl Miller Cove East, Drummonds, TN. formerly known as 63 Carl Miller Cove East, Drummonds, TN

All right and equity of redemption, homestead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee
Weiss Spicer Cash PLLC
208 Adams Avenue
Memphis, Tennessee 38l03
90l5268296
File # 2620-114763-FC

Published: October 9
October 16
October 23

Specialized Loan Servicing/Emidio Hernandez


NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, TIPTON COUNTY
WHEREAS, Delmas Ray Droke and Roxane Droke executed a Deed of Trust to CitiFinancial Services, Inc., Lender and Lauren Reese, Trustee(s), which was dated February 15, 2007 and recorded on February 20, 2007, Book 1326, Page 69, Tipton County, Tennessee Register of Deeds.
WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiFinancial Servicing LLC, (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 11, 2014, at 12:00PM at the usual and customary location at the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:
The following described real estate situated and being in the county of Tipton, State of Tennessee; Description of Lot 1 of the Bennie R. Alsbrook and James N. Alsbrook property recorded in Deed Book 570, Page 314, in the Registers Office lying on the North Side of Double Bridges Road, in the Fourth Civil District of Tipton County, Tennessee. Being more particularly described as follows: Beginning at the Southwest corner of Lot 1 of the Bennie R. Alsbrook and James N. Alsbrook Property recorded in Deed Book 570, Page 314, in Double Bridges Road, said Point Being 143.81 feet Northeast of the centerline intersection of Double Bridges Road and Munford-Giltedge Road, then North 13 deg 48 min. 06 sec. East, passing an iron pin set at 24.12 feet, but continuing along or near the West line of C. A. Turnage (DB 232, PG 629) for a total called and measured distance of 210.00 feet to a tree fence corner in the south line of Larry McKee (DB 716, Page 825 ); Thence South 88 deg. 55 min. 38 sec. East, 135.44 Feet (Called 204 Feet) along McKees South Line Following the general alignment of a fence to the Northwest corner of Rhonda Alsbrook (DB 697, PG 623), Said Point also being the Northeast corner of Lot; then South 00 deg. 00 min. 00 sec. East a called and measured distance of 210.00 feet along Alsbrooks West Line to a point on the North side of Double Bridges Road; then North 87 Deg. 20 min 46 sec. West, 185.71 feet (Called 204 feet) along the North side of Double Bridges Road to the point beginning, encompassing 0.77 acres of land, more or less by calculation.
Being the same property conveyed by fee simple deed from James Randall Alsbrook and Melanie D. Alsbrook to Delmas Ray Droke and Roxane Droke, dated 09/13/2006 recorded on 09/14/2006 in record Book 1298, Page 887 in Tipton County Records, of TN.
Parcel ID Number: 082 01300T 001 & 082 01300 000
Address/Description: 1744 Double Bridges Road, Munford, TN 38058.
Current Owner(s): Delmas Ray Droke and Roxane Droke, husband and wife.
Other Interested Party(ies): Gault Financial, LLC assignee of Credit One Bank, N.A. and Midland Funding, LLC, as successor in interest to Citibank/Citi Diamond Preferred.
The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and
All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
This office is attempting to collect a debt. Any information obtained will be used for that purpose.
SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE
Sale at public auction will be on Thursday, November 13, 2014, at 10:00 AM prevailing time at the Front (North) Door of the Courthouse, Covington, Tipton County, Tennessee. VA Loan #20-20-6-0509543. The owner of the debt is BancorpSouth Bank.
Realty to be sold under the provisions of a Deed of Trust executed by Wesley Jones and wife, Angel Fay Jones, Grantors, is located in Tipton County, Tennessee and designated as:
Lot 1, Shoaf-Terry Lane Minor Plat Subdivision, as shown on plat of record in Plat Cabinet G, Slide 32-B, in the Register's Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said property.
Tax Parcel ID: 108-026.11
Improved and known as 375 Terry Lane, Brighton, TN. Deed of Trust recorded in Record Book 1072, Page 167, Register's Office of Tipton County, Tennessee.
Other Interested Parties: Ford Motor Credit Company; Capital One Bank, USA NA; LVNV Funding as Assignee of Capital One
Terms of sale will be public auction, for cash, free and clear of the rights of homestead, redemption and dower, and the rights of Wesley Jones and wife, Angel Fay Jones, and those claiming through them, subject to any accrued taxes and restrictions which may be of record in the said Register's Office.
ARNOLD M. WEISS, Substitute Trustee pursuant to Appointment of Substitute
Trustee of record in the Register's Office of Tipton County, Tennessee
ARNOLD M. WEISS, Attorney at Law
Weiss Spicer Cash PLLC, 208 Adams Avenue Memphis, Tennessee 38103 (901) 5268296
File # 2162-116838-FC
Published: October 16, October 23, October 30 BancorpSouth/Wesley Jones
Notice to creditors

Notice is hearby given that on October 2 of 2014 letters of testamentary (or of administration as the case may be) in respect to the estate of Robert J. Valeri, who died on September 17, 2014, were issues to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against this estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixth (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent's date of death.

All person's indebted to the above estate must come forward and make proper settlement with the undersigned at once.

Rachel Logan
Administratrix

virginia gray, clerk and master
1801 s. college street, suite 11o, covington, tn 38019

16oct2wp

Notice to creditors

Notice is hearby given that on October 1 of 2014 letters of testamentary (or of administration as the case may be) in respect to the estate of John William Click, who died on September 20, 2014, were issues to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against this estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixth (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent's date of death.

All person's indebted to the above estate must come forward and make proper settlement with the undersigned at once.

Patricia click
executrix

virginia gray, clerk and master
1801 s. college street, suite 11o, covington, tn 38019

16oct2wp

Notice to creditors

Notice is hearby given that on October 6 of 2014 letters of testamentary (or of administration as the case may be) in respect to the estate of Janice Freeda Archer, who died on August 29, 2014, were issues to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against this estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixth (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent's date of death.

All person's indebted to the above estate must come forward and make proper settlement with the undersigned at once.

Tracey burch
executrix

virginia gray, clerk and master
1801 s. college street, suite 11o, covington, tn 38019

16oct2wp

Notice to creditors

Notice is hearby given that on October 6 of 2014 letters of testamentary (or of administration as the case may be) in respect to the estate of Rita Nichols King who died on August 11, 2014, were issues to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against this estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or
(B) Sixth (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (posting) as described in (1)(A); or
(2) Twelve (12) months from the decedent's date of death.

All person's indebted to the above estate must come forward and make proper settlement with the undersigned at once.

VALERIE HARRIS
executrix

virginia gray, clerk and master
1801 s. college street, suite 11o, covington, tn 38019

16oct2wp
Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
277 Mallory Station Road
Suite 115
Franklin, TN 37067
PH: 615-550-7697 FX: 615-550-8484
File No.: 14-14168