December 20, 2012 - Public Displays

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SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on September 17, 2002, by Elizabeth Young and Bobby Joe Young to John O. Rhea, Trustee, for the benefit of National City Mortgage Co dba Commonwealth United Mortgage Company and appearing of record in Register’s Office of Tipton County, Tennessee, in Book 1023, Page 527; and 

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PNC Bank, National Association and WHEREAS, PNC Bank, National Association, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and 

WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and 

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, December 27, 2012, commencing at 10:00 am at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: 

Lot 22, King Farms Subdivision, Section A, as recorded at Plat Cabinet F, Slide 81, of the Register’s Office of Tipton County, Tennessee, to which reference is hereby made for a more particular description of said property. Being the same property conveyed to Elizabeth P. Young and Bobby J, Young from Pickard and Ballard Development Co. by Deed dated April 12, 2000 of record in Entry Book 24, Page 251, Said Register’s Office. 

PROPERTY ADDRESS: 1340 Fayne Road, Brighton, TN 38011 

CURRENT OWNER(S): Elizabeth Young 

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.” This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF THE U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Book 19, Page 85. Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b). For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). 

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. 

NATIONWIDE TRUSTEE SERVICES, INC. 

400 Northridge Road Suite 700- MC- 7 

Sandy Springs, Georgia 30350 

404-417-4040 

File No.: 1273412 

Web Site: www.JFLegal.com 

Insertion Dates: 12/06/2012, 12/13/2012, 12/20/2012 

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 14, 2005, executed by YVONNE H. BROTHERS-EDMONSON AND LEVI EDMONSON, SR., WIFE & HUSBAND, conveying certain real property therein described to TN TITLE AND ESCROW, LLC as same appears of record in the Register’s Office of Tipton County, on July 22, 2005, as Instrument No. 75456, in Book 1218, at Page 115; and 

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-12, who is now the owner of said debt; and 

WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee. 

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 27, 2012, 11:00 AM at the Tipton County courthouse door where the foreclosure sales are customarily held At the Tipton County Courthouse, Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: 

LOT 50, RHODES ESTATES SECTION B, AS SHOWN ON PLAT OF RECORD IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, IN PLAT CABINET C, SLIDE 141, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. PARCEL# 07 144 101.00 

PROPERTY ADDRESS: The street address of the property is believed to be 135 ASH RENE DRIVE, MILLINGTON, TN 38053. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. 

CURRENT OWNER(S): YVONNE H. BROTHERS-EDMONSON and LEVI EDMONSON, SR. OTHER INTERESTED PARTIES: FORD MOTOR CREDIT COMPANY 

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. 

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. 

RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

RECONTRUST COMPANY, N.A., 

Substitute Trustee 

2380 Performance Dr, TX2-984-0407 

Richardson, TX 75082 

Tel: (800) 281-8219 

Fax: (866) 681-5002 

Registered Agent: CT Corporation System 

800 South Gay Street, Suite 2021 

Knoxville, TN 37929 

Tel: (865) 342-3522 

TS#:12-0081515 

FEI #1006.170866 

12/06/2012, 12/13/2012, 12/20/2012

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE 

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 24, 2009, executed by KEVIN A. WILHARM (A/KA/ KEVIN ALLEN WILHARM) AND SUSAN WILHARM, HUSBAND AND WIFE, TENANTS BY THE ENTIRETIES, to FIDELITY NATIONAL TITLE, Trustee, of record in RECORD BOOK 1444, PAGE 506, AS MODIFIED IN RECORD BOOK 1563, PAGE 570, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PROFESSIONAL MORTGAGE SOURCE LLC, A COLORADO LIMITED LIABILITY COMPANY, in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to U.S. BANK NATIONAL ASSOCIATION, the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, JANUARY 9, 2013 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  TIPTON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE:

THE FOLLOWING DESCRIBED REAL ESTATE, SITUATED AND BEING IN THE COUNTY OF TIPTON, STATE OF TENNESSEE:

BEGINNING AT A STAKE IN THE SOUTH LINE OF THE DEVAUGHN TRACT IN THE WEST LINE OF THE GRAVEL ROAD, THENCE IN A SOUTHWESTERLY DIRECTION WITH THE WEST LINE OF THE GRAVEL ROAD, 160 YARDS TO A STAKE IN THE EAST SIDE OF THE GRAVEL ROAD LEADING TO HAYS ERWIN PLACE, SAID STAKE BEING IN THE WEST LINE OF THE 6 ACRE TRACT OF WHICH THIS IS A PART; THENCE IN A NORTHWESTERLY DIRECTION WITH THE WEST LINE OF THE 6 ACRE TRACT, 150 YARDS TO A STAKE BEING THE NW CORNER OF SAID 6 ACRE TRACT, SAID STAKE BEING IN THE SOUTH LINE OF THE DEVAUGHN TRACT, THENCE EAST WITH THE SOUTH LINE OF THE DEVAUGHN TRACT 121 YARDS TO THE BEGINNING CONTAINING 2 ¼ ACRES MORE OR LESS.

HOWEVER, THERE IS EXCEPTED OUT OF THE ABOVE THE FOLLOWING:

DESCRIPTION OF A 0.925 ACRE PARTITION BEING A PART OF THE FLOYD HARTSFIELD PROPERTY AS RECORDED IN DEED BOOK 456, PAGE 508 AND LOCATED ON THE NORTHWEST SIDE OF BUCKSNORT ROAD IN THE FIRST CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE.

BEGINNING AT THE SOUTHERNMOST CORNER OF THE FLOYD HARTSFIELD PROPERTY AS RECORDED IN DEED BOOK 456, PAGE 508 AND BEING IN THE INTERSECTION OF THE EAST SIDE BUCKSNORT LANE AND THE NORTH SIDE OF BUCKSNORT ROAD, THENCE NORTHEASTWARDLY ALONG THE EAST SIDE OF BUCKSNORT LANE, N 09 DEG. 19’ 18’’ E, BEING ABOUT 7 FEET EAST AND PARALLEL TO THE CENTERLINE, 32.06 FEET TO AN ANGLE POINT, THENCE CONTINUING ALONG SAID LINE, N 00 DEG. 13’ 51’’ E, 76.39 FEET TO A FOUND FENCE POST BEING AN ANGLE CORNER, THENCE NORTHWESTWARDLY ALONG SAID WEST LINE OF HARTSFIELD, N 01 DEG. 34’ 38’’ W, 78.26 FEET TO A FOUND POST BEING AN ANGLE POINT, THENCE NORTHEASTWARDLY ALONG SAID LINE, N 08 DEG. 45’ 56’’ E, ALONG A TREE LINE WITH OLD WIRE, 75.84 FEET TO A 36’’ ANGLE TREE CORNER, THENCE CONTINUING N 31 DEG. 23’ 35’ E, ALONG A POST AND WIRE LINE, 51.69 FEET TO AN ANGLE FENCE POST WITH OLD WIRE, THENCE CONTINUING N 14 DEG. 18’ 08’’ E, ALONG A POST AND WIRE LINE, 75.04 FEET TO A STEEL FENCE POST BEING THE NORTHERNMOST CORNER OF THIS 0.925 ACRE PARTITION, THENCE SOUTHEASTWARDLY ALONG THE NORTHEAST PARTITION LINE, S 42 DEG. 30’ 28’’ E, 235.85 FEET TO A SET IRON BEING THE EASTERNMOST CORNER OF THIS 0.925 ACRE PARTITION IN THE NORTHWEST LINE OF BUCKSNORT ROAD, THENCE SOUTHWESTWARDLY ALONG THE NORTHWEST LINE OF BUCKSNORT ROAD, S 47 DEG. 05’ 58’’ W, ALONG A WOOD FENCE LINE, 299.95 FEET TO THE POINT OF BEGINNING AND CONTAINING APPROXIMATELY 0.925 ACRES.

BEING THE SAME PROPERTY CONVEYED TO KEVIN A. WILHARM AND SUSAN WILHARM, HUSBAND AND WIFE, TENANTS BY THE ENTIRETIES, BY DEED DATED SEPTEMBER 22, 2006 OF RECORD IN RECORD BOOK 1301, PAGE 85, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. 

ALSO BEING THE SAME PROPERTY CONVEYED TO FLOYD HARTSFIELD AND WIFE, VIRGINIA HARTSFIELD AT BOOK 456, PAGE 508, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE.  THE SAID FLOYD HARTSFIELD HAVING DIED ON OR ABOUT SEPTEMBER 20, 1995.

THIS IS IMPROVED PROPERTY KNOWN AS 991 BUCKSNORT ROAD, COVINGTON, TENNESSEE 38019 (A/K/A 991 BUCKSNORT LANE, COVINGTON, TENNESSEE 38019).

MAP 026 PARCEL 021.01

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, December 3, 2012.  This is improved property known as 991 BUCKSNORT ROAD, COVINGTON, TENNESSEE 38019 (A/K/A 991 BUCKSNORT LANE, COVINGTON, TENNESSEE 38019).

J. PHILLIP JONES SUBSTITUTE TRUSTEE

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

F12-1215

6dec3w

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 25 May 2004 executed by GARY WAYNE TURNAGE and CATHY A. TURNAGE to Kyle M. Walters, as trustee for Household Financial Center, Inc., of record in the Office of the Register of Tipton County, Tennessee, in Book 1143, Page 818; and Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in the aforesaid Register’s office in Book 1568, Page 20, and the owner of the debt and obligations secured by said Deed of Trust, Household Financial Center, Inc., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on Thursday, 3 January 2013, commencing at 10:00 a.m., at the Tipton County Courthouse, One Court Square, Covington, Tennessee 38019, sell at public outcry to the highest and best bidder for cash, the following described property in Tipton County, Tennessee, to wit:

THE FOLLOWING DESCRIBED PROPERTY LYING IN THE FIFTH CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE, MORE PARTICULARLY DESCRIBED AS FOLLOWS: DESCRIPTION OF LOT 9 OF BLACK SPRINGS BLUFF SUBDIVISION, SECTION “A”, BEING A PART OF THE SAME PROPERTY AS RECORDED IN PLAT CABINET A-SLIDE 6-B, SAID PROPERTY BEING LOCATED ON THE NORTH SIDE OF RAY BLUFF ROAD AND SITUATED IN THE 5TH CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE. BEGINNING AT A FOUND IRON BEING THE SOUTHWEST CORNER OF LOT 9 OF BLACK SPRINGS BLUFF SUBDIVISION, SECTION “A”, AS RECORDED IN PLAT CABINET A - SLIDE 6-B, SAID IRON ALSO BEING THE SOUTHEAST CORNER OF LOT 8 OF SAID SUBDIVISION AND LOCATED ON THE NORTH R.O.W. LINE OF RAY BLUFF ROAD HAVING A TOTAL R.O.W. OF 60 FEET; THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG THE WEST LINE OF LOT 9 AND THE EAST LINE OF LOT 8, N 04 DEG. 34’ 06” E, 452.89 FEET TO A FOUND IRON BEING THE NORTHWEST CORNER OF LOT 9 AND THE NORTHEAST CORNER OF LOT 8; THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG THE NORTH LINE OF LOT 9, N 68 DEG. 05’ 14” E, 402.11 FEET TO A FOUND IRON BEING THE NORTHEAST CORNER OF LOT 9 AND A POINT IN THE WEST LINE OF LOT 19 OF BLACK SPRINGS BLUFF SUBDIVISION SECTION “B”, AS RECORDED IN PLAT CABINET A- SLIDE 197; THENCE IN A SOUTHWESTWARDLY DIRECTION, ALONG A EAST LINE OF LOT 9 AND THE WEST LINE OF LOT 19, S 14 DEG. 52’ 04” W, 270.88 FEET TO AN ANGLE POINT IN SAID EAST LINE, THE SOUTHWEST CORNER OF LOT 19 AND THE NORTHWEST CORNER OF LOT 10 OF SECTION “A” OF SAID SUBDIVISION; THENCE IN A SOUTHWESTWARDLY DIRECTION, FOLLOWING THE GENERAL ALIGNMENT OF A POST AND WIRE FENCE, ALONG THE EAST LINE OF LOT 9 AND THE WEST LINE OF LOT 10, S 15 DEG. 11’ 43” W, 322.00 FEET TO THE SOUTHEAST CORNER OF LOT 9, THE SOUTHWEST CORNER OF LOT 10 AND LOCATED ON THE NORTH R.O.W. LINE OF RAY BLUFF ROAD; THENCE IN A SOUTHWESTWARDLY DIRECTION, ALONG THE SOUTH LINE OF LOT 9, S 83 DEG. 31’ 33” W, A CALLED DISTANCE OF 260.00 FEET BUT MEASURED 256.87 FEET TO THE POINT OF BEGINNING AND CONTAINING 3.50 ACRES, MORE OR LESS. HOWEVER, THERE IS EXCEPTED OUT OF THE ABOVE DESCRIBED PROPERTY THAT PORTION OCCUPIED BY THE R.O.W. OF RAY BLUFF ROAD. BEING THE SAME PROPERTY CONVEYED FROM COLE LUMBER COMPANY, INC. TO GARY WAYNE TURNAGE AND WIFE, CATHY A. TURNAGE AS T/B/E BY DEED RECORDED 03/02/89, IN BOOK 624, AT PAGE 1021, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. TAX MAP OR PARCEL IF NO.: 05-124C-A-015.000-000

Property Address: 1101 Ray Bluff Road, Millington, TN 38053

At the time of this publication, 1) the § 35-5-117 notice of the right to foreclose was timely forwarded and 2) a search of the public records reveals no other lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

Richard J. Myers, Substitute Trustee

Date: 7 December 2012

APPERSON CRUMP PLC

6070 Poplar Avenue, Sixth Floor

Memphis, TN 38119

(901) 756-6300

Publish: 13, 20, 27 December 2012

SUBSTITUTE TRUSTEE’S

SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on September 8, 2006, by Valerie E Stout and Paul K. Stout to First National Financial Title Services, Trustee, for the benefit of Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successor and assigns and appearing of record in Register’s Office of Tipton County, Tennessee, in Book 1298, Page 809; and 

WHEREAS, U.S. Bank National Association, as Trustee for TBW Mortgage-Backed Trust Series 2006-5, Mortgage Pass-Through Certificates, Series 2006-5, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and 

WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and 

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, January 3, 2013, commencing at 10:00 am at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: 

Lot 1, Stout Subdivision, as shown by plat of record in Plat Cabinet H, Slide 216, Register’s Office for Tipton County, Tennessee, to which plat reference is hereby made for a more complete legal description. Being a portion of the same property conveyed to Paul Stout and wife, Valerie Stout by Warranty Deed from Watkins Homes, dated February 24, 2004, recorded February 25, 2004, in Book 1123, Page 281, Register’s Office of Tipton County, Tennessee. 

PROPERTY ADDRESS: 14 Stout Cove, Covington, TN 38019 

CURRENT OWNER(S): Valerie E Stout and Paul K. Stout 

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.” For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). 

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. 

NATIONWIDE TRUSTEE SERVICES, INC. 

400 Northridge Road Suite 700- MC- 7 

Sandy Springs, Georgia 30350 

404-417-4040 

File No.: 1689512 

Web Site: www.JFLegal.com 

Insertion Dates: 12/13/12, 12/20/12, 12/27/12